Help to Buy

Help to Buy is a government scheme which helps first time buyers in England. The aim is to help first time buyers get onto the property ladder by lending 20% of the property purchase price.

If you live in London the government could give you an equity loan of up to 40% of the purchase price.

The”Help to Buy” scheme is available to ancestry visa holders. In some cases the Help to Buy scheme can help overcome various criteria hurdles that ancestry visa holders sometimes face.

Help to Buy is exclusively for first time buyers! If you declare any other properties worldwide then you will be ineligible to apply.

The example below shows the breakdown of funds if a property of £200,000 is being purchased. 

Video – Paul who is a Help to Buy agent explains how the Help to Buy scheme works.

Video – Raj is a Help to Buy agent and explains in this short video about eligibility.

Video – Trisha who is a Help to Buy agent explains about scheme affordability in this short video.

Help to Buy – Shared Ownership

Video – Bev from the Help to Buy agency explains about Shared Ownership.

The link below is a buyers guide on the Help to Buy scheme in a PDF file.


Our other website Mortgage Guardian offers some additional information for Ancestry Visa holders looking to purchase a property in the UK.